JD.com plans to create underground delivery system

JD.com is an online website that sells a wide variety of products for customers and is one of the giant online retailers of China. JD.com was created by entrepreneur and businessman Jingdong. The company is very good when it comes to delivery of products and now will be committing itself to building an underground network to deliver products like noted entrepreneur Elon Musk plans to do as well. The plans were announced at this year’s Global Smart Chain Summit, which was in Beijing. They will be creating a grand scheme of tunnels and a system fitted with logistics for accurate data and support. They will be getting help from many individuals from Nankai University and other Universities throughout Beijing and Shanghai.

The company will have to figure out whether they can use logistics in the underground tunnels for delivery. The interesting delivery system could prove to be very good as it will provide great delivery for people in urban settings. Overpopulation and the creation of new buildings and gases have created environmental pollution for its population in China. Factories and other facilities have also caused this shift, along with earthquakes and other environmental disasters. If JD.com could create these underground tunnels for delivery, it would benefit in reducing environmental pollution and create logistics.

China believes that they can make sure of all the space available to them and that the underground tunnels would also reduce traffic and contribute to urban space. This is not the only project that JD is working on, as they are operating some stores, using robots for delivery, and are using a warehouse for their products. JD.com offers individuals an unrivaled online experience and are using the power of technology in today’s age. According to their website’s homepage, they are a Fortune Global 500 company and have only increased their revenue throughout the years under Jingdong. JD.com has proven to be reliable with their convenient ordering system and fast delivery service to customers.

GreenSky Credit is more Econ textbook than tech

GreenSky Credit has become one of the most celebrated companies in the fintech sector. Whereas some of its competitors, like OnDeck and Lending Club, have crashed and burned under poor leadership and hairbrained business models, GreenSky Credit has done nothing but grow since its inception. The company has been less focused on dazzling investor PR and more focused on eliminating serious inefficiencies in the U.S. retail lending market. Today, the company that seems like it actually paid attention in economics class is doing more business than any of its utopian fantasist competitors. And it may be nearing the point of finally going public, a deal that could value the company at upwards of $10 billion.

GreenSky Credit always makes money for its partners

One by one, all of GreenSky Credit’s old friends in the fintech industry are gone. The aforementioned once-giants of fintech, OnDeck and Lending Club, never made money for anyone involved. This was largely due to the fact that those firms insisted on ignoring the basics of economics. NINJA loans and microlending might work in leftist economic fairy tales. But in the real world, they end up ineluctably in default, with investors holding the very foul bag.

GreenSky Credit, on the other hand, has focused on prime borrowers who were interested in completing value-additive projects. Because these borrowers often have FICO scores in the 800 range and even higher, the company’s major lending partners, including Region’s Bank, Fifth Third Bancorp and Sun Trust, are more than happy to extend loans on excellent terms. And the contractors who serve as in-field sales agents for the firm are able to complete many big-ticket projects that they otherwise would not have gotten. But the real kicker is that the homeowners themselves often end up completing projects that add far more to the value of their homes than the overall cost of the project itself. This means that literally everyone walks away a winner. GreenSky Credit makes money for all its partners, on every deal.

It’s no wonder, then, that the company has continued to experience massive year-over-year growth. When everyone walks away happy, one’s reputation can only be enhanced.

https://en.wikipedia.org/wiki/GreenSky

The Financial Impact of HCR Wealth Advisors on Its Clients’ Investments

HCR Wealth Advisors is located in Los Angeles and helps its clients manage their wealth. It does this by offering investment and financial strategies that are tailored to their clients’ goals and needs. The principal objective of HCR Wealth Advisors is to build strong business relationships with all of its customers by helping them achieve their financial goals. The main priority of the firm is its clients; they are always first before anything else, including money. This principle helps ensure that HCR Wealth Advisors meets and even exceeds its client’s expectations.

One characteristic of HCR Wealth Advisors that has enabled the firm to build and maintain solid professional relationships with their clients is transparency. This concerns fees charged on the clients for the services rendered. HCR Wealth Advisors offers very transparent and straightforward rates to its customers. Customers need not worry about any unexpected or hidden charges that might arise during or at the end of the investment period.

HCR Wealth Advisors (@HCRwealth) is a full-fledged financial advisor, rather than purely a money manager, as noted by financialservicedirectory.com. The two terms sound the same, but they have deeper aspects that distinguish them from one another. The main objective of a money manager is to assign portfolio assets, hoping that their values will surpass that of the stock market.

Wealth advisors, on the other hand, utilize an all-inclusive method to understand their clients’ needs and hence can deliver beyond the customers’ expectations. This makes their approach more relationship than performance-oriented. Understanding their clients’ needs helps HCR Wealth Advisors gain extensive knowledge about their clients and understand how future events might impact their financial positions. With this knowledge, the firm can help clients plan for the unknown and help protect their clients’ wealth from adverse economic effects.

Further details: https://www.holdingschannel.com/13f/hcr-wealth-advisors-top-holdings/

HCR Wealth Advisors is not affiliated with this website

Jed McCaleb’s Most Successful Innovation—The Stellar Network

Stellar is a completely decentralized payment system which enables clients to send and exchange money in form of any currency. It was co-founded by Jed McCaleband Joyce Kim, and has remained the most recognized financial technology that is now making it easy to make transactions across the world.

The origin of Stellar

After working in the fintech space, Jed McCaleb saw a gap in the financial infrastructure which left billions without resources. He realized that there was no uniting currency for different countries or any connecting financial institutions that would make transactions easier. He, therefore, thought that the problem could be solved using Bitcoin technology. As Bitcoin aids in the movement of money, Stellar would help in the linking of institutions.

Through the newly founded technology, Jed McCaleb aimed at connecting over 2 billion people who are unbanked in the world. Stellar would, therefore, make it affordable for institutions to provide financial services to the unbanked population. Limited connection among banking systems initially contributed to high cost money transfers; with Stellar in place, the transaction process became cheaper and seamless.

Implementation of Stellar

Since its invention, several businesses, financial institutions and non-profit organizations have implemented Stellar. Jed McCaleb is currently targeting developing nations which have the most unbanked populations.

Achievements of Stellar

Since its upgrade in 2014, Stellar has become even more effective. The network is more secure, modular, and scalable. Jed McCaleb and his team have made the system easy to understand as well as maintain. The network security has further been enhanced through the implementation of Stellar Consensus Protocol (SCP).

Jed McCaleb also describes Stellar as a community run network. It can be run entirely by participants outside the network. These developments, according to Jed McCaleb, ensure that the network is not administered or operated internally as all the activities are manned by the community.

About Jed McCaleb

Jed McCaleb is the co-founder of Stellar Network. Before this, he had invented eDonkey200 which is a file-sharing network. Through his passion for technologies, he has spent a lot of time improving services particularly in the financial industry.

Recommended you read: https://globalcoinreport.com/stellar-lumens-technology-will-lead-to-new-global-payment-systems-jed-mccaleb/

HCR Wealth Advisors and the Sandwich Generation

Roughly one in seven adults between the ages of 30 and 60 are financially supporting their children and parents at the same time. “Sandwiched” between the need to support both their kids and parents, families and individuals that fall under the so-called sandwich generation often don’t save up enough money for their retirements, generally leaving them high and dry when it comes time to quit working.

Members falling under the wide umbrella of the sandwich generation often seek investment advice from expert financial advisors at HCR Wealth Advisors, a firm that provides personalized assistance for clients to reach their financial goals.

HCR Wealth Advisors operates out of Los Angeles, California. It was founded back in 1988 and primarily provides its services to individuals around the nation, most of which have been with the likes of HCR Wealth Advisors for longer than one decade.

Certified financial planner Greg Heller is the founder and chief executive officer of HCR Wealth Advisors and has been with the firm since it was founded in the late 1980s every step of the way. Steve Weinberger, who is also a certified financial planner, is a senior managing director who has been with the firm since the mid-1990s.

@HCRwealth often posts on its official blog on its website to help individuals of all backgrounds, ages, and interests get financial help and stave off the threat of financial risks.

The research regarding the sandwich generation was conducted by the well-known Pew Research Center. Go to https://www.nasdaq.com/quotes/institutional-portfolio/hcr-wealth-advisors-1015692 and let HCR Wealth help you with your retirement plan.

HCR Wealth Advisors is not affiliated with this website.

The Oxford Club’s Benefits

The Oxford Club was founded in 1989. When it started, it was known as The Passport Club. The founder of the group was William Bonner who is also a pioneering member of Agora Inc. In 1991, Passport Club was renamed to The Oxford Club. It is a group that was born out of the coming together of renowned international investors and entrepreneurs. Its operations run privately with a mission of enabling its members to increase and protect their affluence. The Club has not been shaken by market conditions at all throughout its lifetime. The Oxford Club carries out market research monthly to spot possible market gaps that are worth investing in.

The Club operates on three membership ranks. These are:

  • Premier Membership- This is the entry level membership. The members access the benefits and must renew their membership annually.
  • Director’s Circle Membership- These are permanent investors in the club. They are fully committed to the club and can delegate their membership to family members.
  • Chairman’s Circle Membership- This is the highest membership rank and access to the most privileges. Members at this level have unlimited access to the Club’s website and publications.

The Oxford Club has user-friendly investment policies. The policies help the members to approach markets wisely when making investments. The investors’ choices are well advised all round including tax. The Club publishes three newsletters and three e-letters per day. It serves a wide range of investors starting from green investors to the mature ones. The level of membership of a subscriber determines access to the publications. The monthly publications are The Oxford Communiqué, The Oxford Income Letter, and Oxford Resource Explorer.

The Oxford Club mainly focuses on 12 separate trading services that are related to a number of investment classes. The services the club provides and the policies it recommends are well researched. In 1999, the Club expanded its operations by establishing an educational arm known as Investment U.

There are inexhaustible benefits of joining The Oxford Club. Some of them include:

  • Access to a well-established network of investment opportunities
  • Access to monthly newsletters
  • Unlimited access to current policies of the Club

The Oxford Club Making Investing Easy

There is a lot of hype about cryptocurrency or digital money as some call it, people want in on it and others are on the sidelines. Critiques on both sides of the issue.

What to do? To bring some sanity to the issue “Wealthy Retirement” a newsletter by The Oxford Club released an article to shed some light. First of all, Bitcoins are a type of cryptocurrency and there are many types of cryptocurrencies. According to The Oxford Club article, Bitcoins grew large to $900, people got bitcoin fever, and now they are worth $16000.

Some facts about The Oxford Club is that it is a privately operated financial club that is global and wants its members to invest in the best investments so they can enjoy life without much financial difficulty. They have a great team of financial strategists to cover the job. They offer knowledge which can beat the stock market and give the investor peace of mind. They offer advice on bonds to precious metals and everything in-between.

The Oxford Club wants people to know that cryptocurrency is a new market investment for investors. These currencies can be used in place of money in some business transactions that accept them. In the case of the Bitcoins businesses like Expedia, Overstock and Dish do accept them in place of paper money.

The Oxford club wants their readers to know that whether one should buy cryptocurrency or not is a matter of debate but if you want to invest in cryptocurrency, then you should invest only what you are willing to lose. This means that your other serious investments should be safe for more reliable time-tested investments.